
The October 2026 white paper, “Pricing In Resilience: The Future of Financial Services for Soil Health,” is a joint publication by Transformational Investing in Food Systems (TIFS), Triangle Digital, and the University of Michigan’s Center for Digital Asset Finance. It argues that regenerative agriculture has reached a market maturity moment. Farm finance is shifting from grants and subsidies toward capital markets that price soil health as a measurable financial asset.

Banking on the Soil: The Future of Financial Services for Soil Health
Peter Adriaens, University of Michigan • Dr. Tim Boring, Michigan Department of Agriculture and Rural Development (MDARD) • Tina Owens, TIFS & RALIC • Darren Wolfberg, Triangle Digital
Actuarial sciences and the financial markets are poised for a massive leap forward based on the latest in regulatory frameworks and years of amassing soil health data. Panelists discussed both the micro- and the macro-level of what is happening in crop insurance in the field, at the State level, and at scale; where financial regulatory frameworks are creating larger opportunities than ever before and new financial incentives for conversion; and how Artificial Intelligence is aggregating the insights and predictions in real time.

RALIC tackles the barriers farmers face in adopting soil-centered practices by creating practical solutions such as new forms of transition support and captive insurance models that offer lower premiums to farmers in transition. At stake is more than actuarial and insurance data: the initiative is also building both public and private datasets that determine who controls, benefits from, and has access to critical information about regenerative systems, risk, and performance.

October 2025:
Systemic Investing in Agrifood Systems -
Responding to Complex Global Challenges


Provided by Shoshin Works in collaboration with NASA Convergent Aeronautics Solutions Project - Ecosystemic Futures explores technological advances and structural patterns that will help us better innovate, operate, and navigate in our increasingly connected world.
Ecosystemic Futures engages with the world’s elite thought leaders who are researching and leading meaningful development in areas that could impact society in the next half century.

Engaging Consumers on Regenerative Agriculture: How Brands Can Integrate Nutrient Density for Top-line Growth
This report is the culmination of eight years of food system study about gaps - both real and perceived - that keep food companies and nutrition leaders from acting strategically sharing nutrient density outcomes from soil health with consumers
The Nutrient Density Initiative (Formerly the Nutrient Density Alliance) is a membership consortium that includes Campbell Soup Company, Applegate, Ancient Nutrition, Handsome Brook Farms, Megafood, Pasturebird, Seven Sundays, W K Kellogg Co, and many more.
Tina Co-founded and led the Nutrient Density Initiative from 2022-2024 alongside key non-profit organizations including the Soil & Climate Alliance, The Non-GMO Project, and more.
She continues to work as a Senior Advisor to NDI.


Only 1% of nutrition data is tracked on food labels and that means lots of opportunities for companies

Tina's testimony at a Congressional Hearing: Solving the climate crisis means maximizing the opportunities for farmers to be a part of climate solutions.